Wondering If You Can Buy Your First Home?

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family, others might think they are too young, and still, others might think their current income would never enable them to qualify for a mortgage.

Continue reading Wondering If You Can Buy Your First Home? | Real Estate with Keith Kreis

FICO® Scores on Approved Home Loans Drop Again

According to Ellie Mae’s latest Origination Report, the average FICO® Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans. Buyhome

FHA and VA loans showed the most opportunity for millennials looking to enter the market with low down payments and even lower FICO® Score requirements.

source: FICO® Scores on Approved Home Loans Drop Again

2300 Pebblestone Way BOLINGBROOK, IL 60490

Property Site: http://tours.charlesrutenbergre.com/home/6LNQ89/2300-Pebblestone-Way-BOLINGBROOK-IL-09825746

NOTHING ELSE COMPARES TO THIS HOME!! ONE OF A KIND....SO MANY UPGRADES IN THIS HOME. A Home less than 3 years old with everything done! Hardwood floors on the entire 1st floor. Granite counter tops, Stainless steel appliances. Freshly painted. FINISHED BASEMENT WITH FULL BATHROOM! 4 Bedrooms with loft. 9ft Ceilings Open floor plan Everything has been done. Home is so new it is still under builders warranty. All of the upgrades you would want.HIGHLY ACCLAIMED PLAINFIELD SCHOOL DIST 202.This truly is a DREAM HOME!

Bedrooms: 5

Bathrooms: 4

Square feet: 2,638

Price: $359,000

For more information about this property, please contact Keith Kreis at (630) 929-1100 or Keith.Kreis@gmail.com. You can also text 4781127 to 67299.

See more listings at: http://www.keithkreisrealestate.com/

MLS ID: 09825746

The Benefits of Homeownership Go Beyond the Financial

Homeownership is a major part of the American Dream. As evidence of that, 91% of Americans believe that owning a home is either essential (43%) or important (48%) to achieving that “dream.” In a market where some people may be unsure about the benefits and possibilities of buying a home, it is important that we remember this.

Homeownership is NOT just about the money. In fact, some of the major benefits are non-financial. Here are a few of those benefits as per the National Association of Realtors:

READ MORE: The Benefits of Homeownership Go Beyond the Financial | Real Estate with Keith Kreis

How Rising Prices Will Help You Build Family Wealth in 2018

Over the next five years, home prices are expected to appreciate on average by 3.35% per year and to grow by 24.34% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

So, what does this mean for homeowners and their equity position?

Readmore: How Rising Prices Will Help You Build Family Wealth in 2018 | Real Estate with Keith Kreis

199 Dorset Avenue OSWEGO, IL 60543

Property Site: http://tours.charlesrutenbergre.com/home/NHGDE4/199-Dorset-Avenue-OSWEGO-IL-09824597

ONE OF A KIND....SO MANY UPGRADES IN THIS HOME. BEAUTIFUL 2247 SQFT 2 STORY TOWNHOME SETS THE STANDARD FOR THE VERY BEST! CHEFS KIT! CSTM CABINETS! GRANITE! STAINLESS APP! WARMING OVEN ! LARGE CENTER ISLAND NOTHING BUT THE BEST. NEW HIGH END CARPETING, FRESHLY PAINTED,WAINSCOTING ON BOTH LEVELS. A MASTER SUITE WITH HIS AND HERS WALK IN CLOSETS WITH CUSTOM CABINETS. A MASTER BATHROOM WITH WHIRLPOOL TUB AND FULL BODY SHOWER. 2 OTHER GOOD SIZE BEDROOMS. WATER VIEWS FOR A VERY PRIVATE BACK YARD WITH STOCKED LAKE. LARGE 2 1/2 CAR GARAGE.EXCELLENT SCHOOLS! BASEMENT WAITING FOR YOUR FINISHING TOUCHES WITH ROUGHED IN PLUMBING. A TRUE DREAM HOME.

Bedrooms: 3

Bathrooms: 3

Square feet: 2,247

Price: $249,983

For more information about this property, please contact Keith Kreis at (630) 929-1100 or Keith.Kreis@gmail.com. You can also text 4777711 to 67299.

See more listings at: http://www.keithkreisrealestate.com/

MLS ID: 09824597